So, you're eager to take the leap and invest in your future. With the right investment app, you can start building wealth without breaking a sweat. But with so many options out there, it's hard to know where to begin.
That's why we've done the legwork for you. We've scoured the market to bring you the top investment apps for beginners that cater to your unique needs and goals. From set-it-and-forget-it accounts to hands-on learning tools, these apps offer a range of features to help you get started with investing.
The Best Investment Apps for Beginners
When it comes to investing, everyone's journey is different. Some want to dip their toes into the market with automated investing, while others crave access to a wide range of investment options and educational resources. Whatever your approach, our top picks have got you covered.
Here are the best investment apps for beginners that stood out from the crowd:
App | Apple App Store Rating / Best For | Fees | Promotions |
| Robinhood | 4.2 / 5 Beginners | No-commission stock and ETF trades | Bonus stock with sign-up and linked bank account ($5-$200 value) |
| SoFi Invest® | 4.8 / 5 Personal finance-focused investors | No-commission stock and ETF trades | Bonus stock with $50 deposit (up to $1,000 in value) |
| Betterment | 4.7 / 5 Passive investors seeking tax-loss harvesting capabilities | $4/mo., but changes to 0.25% annual AUM fee if you set up recurring monthly deposits totaling $250, or reach a balance of at least $20,000 across all Betterment accounts. Premium: 0.65% annual AUM fee | None |
| M1 Finance | 4.7 / 5 Passive investors | No-commission stock and ETF trades | None |
| Acorns | 4.7 / 5 Passive investors | Acorns Personal: $3/mo. Acorns Personal Plus: $6/mo. Acorns Premium: $12/mo. | $20 bonus when you set up recurring investments and make your first successful recurring investment |
| E*Trade | 4.6 / 5 Intermediate investors and traders | No-commission stock and ETF trades | Free account bonus commensurate with contributed funds |
| Schwab | 4.5 / 5 Investors and traders of all experience levels | No-commission stock and ETF trades | Free account bonus commensurate with contributed funds |
| J.P. Morgan Self-Directed Investing | 4.8 / 5 Best overall app for self-directed investors | No-commission stock and ETF trades | Free account bonus commensurate with contributed funds |
| Public.com | 4.7 / 5 Investors seeking traditional and alternative investments | Basic: No-commission trades. Premium: $10/mo. | None |
| Plynk™ Invest | 4.6 / 5 Beginners | No-commission stock and ETF trades** | Sign-up bonus available |
The Top-Ranked Investment Apps for Beginners
Each of these top-ranked investment apps offers unique features that cater to different investor needs and preferences. Whether you're a passive investor seeking tax-loss harvesting capabilities or an active trader looking for hands-on control, there's an app on this list that's perfect for you.
The Verdict: A Competitive Field
What sets these investment apps apart from the rest? Each one offers a unique value proposition that addresses specific needs and goals. Whether it's commission-free trading, fractional investing, or educational resources, these apps are designed to help beginners get started with investing.
So, which app is right for you? The answer depends on your individual approach to investing. Do you want to dip your toes into the market with automated investing, or do you crave hands-on control? Whatever your approach, there's an investment app on this list that's perfect for you.
Start Your Investment Journey Today!
Now that you've seen our top picks for the best investment apps for beginners, it's time to take the leap and start building your wealth. Whether you're a beginner or an experienced investor, these apps offer a range of features to help you achieve your financial goals.
So, what are you waiting for? Sign up for one of these top-ranked investment apps today and start investing in your future!