When it comes to implementing online identity verification solutions, businesses have three primary integration options to consider. While each approach has its advantages and disadvantages, mobile SDKs are often the superior choice due to their ability to minimize user friction and optimize the overall experience.
Benefits of Swift App Development with Mobile SDK
By leveraging a government-issued ID and corroborating selfie, online identity verification solutions can provide a high level of security and accuracy. However, not all solution providers offer identical implementation options. The mobile SDK approach stands out for its ability to seamlessly integrate identity verification functionality within a mobile app, offering numerous benefits that make it an attractive choice.
Automatic Image Capture
One key advantage of using a mobile SDK is the automatic image capture feature. This technology enables users to simply center their ID document within a rectangular border on screen, and the SDK will automatically snap a photo when the edges are aligned within the capture window. The real benefit lies in the ability to leverage the powerful functionality built into modern smartphones, allowing for clear and crisp images of ID documents and selfies.
Quality of Data Extraction
The quality of data extraction is directly tied to the clarity of the captured images. With a mobile SDK, businesses can rest assured that their identity verification solution will accurately extract important details from ID documents, such as names, ID numbers, and dates of birth.
MRZ/Barcode Recognition
Another significant benefit of using a mobile SDK is the ability to recognize machine-readable zones (MRZs) and barcodes. This feature ensures that only valid documents are processed, reducing errors and streamlining the verification process.
Liveness Detection
Cybercriminals have learned to circumvent online identity verification solutions by using spoofing attacks. However, mobile SDKs equipped with liveness detection capabilities can detect and prevent these types of attacks, ensuring a high level of security and accuracy.
Higher Conversion Rates
By minimizing user friction and providing an intuitive workflow, mobile SDKs can significantly improve conversion rates compared to API-based implementations. In fact, studies have shown that mobile SDK transactions experience 20% to 30% fewer drop-offs than web-based capture methods.
Flexibility and Reduced Fraud Attempts
The flexibility of mobile SDKs allows businesses to accommodate a wide range of phone models, operating systems, and manufacturers. Additionally, the requirement for a selfie and liveness check has a chilling effect on attempted fraud, resulting in a 50% reduction in fraudulent activities compared to web-based capture methods.
Faster Verifications and Customization
Mobile SDKs can process transactions at speeds up to 30% faster than web-based capture methods due to their streamlined interface and high-quality image captures. Furthermore, businesses have the flexibility to customize the online ID and identity verification experience to fit their branding guidelines.
Quick & Easy Integration
Finally, mobile SDKs are designed for ease of integration, with well-documented implementation guides and dedicated account managers and solution engineers available to help businesses integrate the chosen SDK in their apps within a day.